FAQS
What is a Paycheck or Payday Loan?
A payday loan provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With our company you can sign up via our form for a payday loan online and have your advance electronically deposited to your checking or savings account by a payday loan lender.
Are there certain conditions about qualifying?
It is a lot easier to qualify for a payday advance than a traditional loan. With banks or credit unions you need lots of collateral. All we need is your paycheck and your current job information. Here are the simple minimum requirements you need to meet:
• Have a current job (and/or receive regular income)
• Earn at least $1000 per month
• You must be at least 18 years of age or older and a U.S. citizen
• Have direct deposit into checking account or savings account
• Not active in the military
How long does this process take?
Usually within hours of applying you will typically receive approval of your application. Most people have their funds the very next day in their account because of direct deposit through our system.
I know I have bad credit and even charge-offs. What happens then?
Not a problem! Many customers typically have sub prime credit when signing up for an online cash advance.
What about collateral to receive a loan?
All we need is your paycheck and job information as collateral.
What about direct deposit? Do I need?
The most secure way to get your money quickly is to have direct deposit and therefore it is required to get a payday loan from us.
Is there a fee associated with filling out this form?
No, we’ll never charge applicants a fee for filling out this form. Besides it is illegal.
I just want to make sure that my financial information is secure. Is it?
Yes, we use the very latest security technology and so your information is very secure. We also respect her privacy. What is the very latest and secure socket layer encryption (SSL) to make sure that all sensitive information is secure and safe from prying eyes.
What do you recommend as to how often I should apply?
We’re here to help you whenever you have an emergency. You must remember thouhg that payday loans are short-term answers to emergency situations. You should not use payday loans for ongoing financial problems or oft repeated use. To avoid extreme financial difficulties do not rely on payday loans or repeatedly use them too often. The National Foundation for Credit Counseling is a great place to go if you need help with your budgeting and debt management problems. Please call them at 1-800-388-2227.
How is the payday cash advance loan amount determined?
It is totally determined upon your current income and answers to your questions on or sign-up form.
How many days or weeks to have to repay the loan?
The reason they’re called payday loans is because they are usually paid back when you receive your next paycheck. The standard time for loan repayment is usually no less than seven days and no longer than thirty days. When you agree to the terms of the payday loan this will be disclosed to you.
When you’re you apply for a payday loan please go to this short form to request information.
